Bank of NC
E-Banking

Current Specials

Are you in the market for a new car, or would you like to turn your home’s equity into cash? Let us show you how we deliver more, with great rates! For more information, contact a branch near you or call 800.262.7175.

 

HOME EQUITY LINE OF CREDIT

 

Introductory Rate of 1.99%APR* for 18 Months; thereafter,WSJ Prime APR (currently 3.25%).

No Closing Costs. Qualified borrowers can get up to 89% loan to value of your home.

*APR (Annual Percentage Rate) of 1.99% is an introductory rate for 18 months available for lines of $20,000 or more with a combined loan to value ratio of 89% or less; requires a minimum draw of at least $10,000 at closing. This rate reflects a discount for using auto debit from any Bank of North Carolina/BNC Bank checking account. The rate without auto debit from a Bank of North Carolina/BNC Bank checking account will be higher. Thereafter, the APR will vary based on the “Prime Rate” as published in the Wall Street Journal with a floor of 3.25% effective the first day of the month following a change not to exceed 18%. Subject to credit approval, income verification, collateral evaluation and beacon score of 675 or greater. Property insurance required. Limited time offer, promotion may be discontinued without notice.

Auto Loans

 

1.99%APR*

*APR (Annual Percentage Rate) of 1.99% is our lowest available rate. Rates vary based on the repayment term. Only available on autos 2 years old or newer. This rate reflects a discount for using auto debit from any Bank of North Carolina/BNC Bank checking account. The rate without auto debit from a Bank of North Carolina/BNC Bank checking account will be higher. Auto insurance required. Limited time offer, subject to credit approval. Promotion may be discontinued without notice.Typical car loan of $10,000 for 24 months at 1.99%, monthly payments would be $425.36. Member FDIC.