Personal Checking

Bank of North Carolina offers a variety of checking accounts--including accounts that
pay interest--so you can choose the one that's right for you.

Our most popular checking account is Simply BNC Checking, which gives you all the simplicity and convenience you want in an account:

• Unlimited check writing
• No minimum balance to maintain
• No services charges

Plus you have access to Online Banking, overdraft protection and the convenience of a Bank of North Carolina ATM/Visa Debit card. 

Personal Checking Options
Different people need different things from their checking account. That's why we offer
a variety of checking plans to fit your busy life. This chart will help you decide which
Bank of North Carolina personal checking account is best for you:

Checking Options	Cardinal	Classic Cardinal (Age 49+)	Simply BNC	Simply Classic (Age 49+)
Service Charge and Minimum Balance Requirements	$10,000 combined balances in CDs, checking, money market accounts, savings, IRAs or $10,000 Home Equity line or Loan Balance or $15 per month charge.	$7,500 combined balances in CDs, checking, money market savings, IRAs or $10,000 Home Equity line or Loan Balance or $15 per month charge.	Choose e-statements (must have online banking), or $5 per month charge.	$100 minimum balance maintained or have at least one monthly direct deposit or $5 per month charge.
Unlimited Checks
Bounce Protection
Online Banking/Bill Pay
BNC Check/ATM Card
Images
Interest-Bearing
Cashline*** (Overdraft Protection)
Complimentary Checks
Complimentary Official Checks
Complimentary Travelers Checks
Complimentary Safe Deposit Box**
Complimentary Notary Service
Preferred Loan Rates***
Preferred CD Rates
** Complimentary 3 x 5 box or credit towards a larger box. Must check branch for availability. *** Subject to credit approval.

Order Personal Checks
Time to order new Bank of North Carolina Deluxe checks? It's fast and easy. Just click here and you'll be taken to a special site for check reordering.

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