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Business Checking Options

Bank of North Carolina offers a variety of checking and savings account options that can help you manage your business in today's fast-paced commercial environment.

Checking Options

BNC Small Business

BNC Business Checking

BNC Non-Profit Checking

Service Charge

None with 250 or fewer transactions* per month

$10 Monthly
An earnings credit is calculated based on the average collected balance. The earnings credit may be used to offset fees on the account.

 

Minimum Balance Required

None

None

None

Unlimited Checks

   

Limit 50 Checks

Online Business Banking

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Activity Charges

$.35 per item over 250 transactions

$.40 paper credit/$.20 EFT Credit
$.20 Paper Debit
$.10 EFT Debit
$.08 Items Deposited

$.30 per check over 50 checks

Bounce Protection

   

* Transactions are defined as checks paid, deposit and deposited items.

 

Interest Checking Options

BNC Business Interest Checking

BNC Business Money Market Account

BNC Business Savings Account

BNC Premium Money Market

BNC Business Interest Specialty**

Service Charge

None
with 150 or fewer transactions*
per month; otherwise $15 monthly charge

$15 if minimum balance requirement is not met

$6 if minimum balance requirement is not met

$20 if minimum balance requirement is not met

$10 (An earnings credit is calculated based on the average collected balance. The earnings credit may be used to offset fees on the account.)

Minimum Balance Required

None

$1000

$500

$10,000

 

Unlimited Checks

   

 

 

Online Business Banking

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Transaction Limits

 

Unlimited withdrawals 6 of which can be payable to third parties***

6 withdrawals each month, 3 each additional

Unlimited withdrawals 6 of which can be payable to third parties***

 

Higher Interest paid on Higher Balances

 

Bounce Protection

 

       

*Transactions are defined as checks paid, deposits, and deposited items.
**Available to non-profit and public organizations and sole proprietorships.
***Third Parties include checks, drafts, debit card or similar order. Withdrawals in person, by mail and at an ATM are unlimited. Fees may apply for exceeding transaction limits.

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